Eggwars insurance allows you to gear up faster after death and respawn with certain items .
There would be two kinds of insurance in eggwars , one that allows you to get gear at a cheaper cost (ONE TIME USE ONLY) and the ither that spawns you in with armour or food (ALSO ONE TIME USE)
There will be no kind of insurance that allows you to spawn with weapons however.
Insurance would also gove you some materials on death
You cannot buy insurance twice without using uo the currently active one , to prevent someone from respawning with decent gear after two deaths.
You can buy a gear insurance , token insurance and price insurance . Initial price for insurance starts from 60 diamonds .
This would be useful for spawning in with food and blocks with armour after death and making prices if weapons cheaper so its easier to re gear.
Again , you can buy insurace from the villager for 60 diamonds as the starting price. On teams maps , insurance acts as a team upgrde.
It is a smart idea, but I wouldn't really mind either way. Your idea simply is spawning with items (like a super kit, but only spawning once a game), which I get, but it only takes a couple of seconds to grab something In your chest. Now I get that not everyone leaves a chest, but the people who would buy the incurance, they most likely do. In the new update you have 10 seconds where you can't get hurt (unless you hit someone). That should buy you enough time to grab stuff from your chest of you placed it in the right spot.
Still, it would be fun to chose from the different incurences and use it in times of need. I do not see anything bad about it (but you can do something similar to it) so it would be interesting to see this be added.